BPSC Lower Division Clerk Full Form Salary Per Month in Bihar 2025
The Bihar Public Service Commission (BPSC) recruits individuals for a variety of roles, including the position of Lower Division Clerk, commonly abbreviated as LDC. This article provides a comprehensive overview of the salary structure for a BPSC LDC in Bihar for the year 2025. According to the 7th Pay Commission, the monthly salary for an LDC ranges from Rs.19,900/- to INR 63,200/- , corresponding to Pay Level 3. This guide offers a detailed analysis of the salary breakdown, including allowances, deductions, and potential for growth, enabling candidates to understand their potential take-home pay and career progression.
For a BPSC LDC, the salary structure is determined by the 7th Pay Commission, with the post falling under Grade D. The pay matrix for Level-3 indicates an anticipated grade pay of Rs. 1900/- . This section details the complete salary breakdown, allowing for a clear understanding of the components that make up the total earnings and eventual take-home pay.
BPSC Lower Division Clerk Salary Structure
The table below outlines the specific components of the BPSC LDC salary:
| Particulars | Salary Highlights |
|---|---|
| Pay Level | 3 |
| Basic Pay | ₹19,900 (starting) to ₹63,200 (with annual increments) |
| Dearness Allowance (DA) | ~53 % of Basic Pay; currently revised semi-annually |
| House Rent Allowance (HRA) | 8 %–24 % (depending on posting location) |
| Transport Allowance (TA) | As per Bihar government regulations and norms (city allowance etc.) |
| Other Allowances | Medical, special pays, transport, etc., as applicable |
Get salary details for all posts:BPSC Salary 2025, Pay Scale, In-Hand Salary, Perks & Allowances
Salary for an Entry-level Lower Division Clerk under BPSC
For individuals new to the role, the starting basic pay for a BPSC LDC is ₹19,900 . When various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Transport Allowance (TA) are included, the approximate total gross salary typically falls between ~₹35,000–₹36,000 per month. After standard deductions like NPS, PF, and taxes, the in-hand salary generally ranges from Rs. 30,000– Rs.32,000 per month. It is important to remember that these figures are estimates, as allowance amounts can vary based on the specific city and location of posting.
Salary for an Experienced Lower Division Clerk under BPSC
Experienced individuals who have accumulated years of service in this position can reach the maximum basic pay of ₹63,200 . This represents the highest basic pay attainable for the Lower Division Clerk role. Including DA, HRA, TA, and other applicable allowances, the approximate total gross monthly salary for an experienced LDC ranges from ₹110,000–₹115,000 . Following deductions for NPS, PF, and taxes, the in-hand salary generally falls between Rs. ₹85,000– Rs. 95,000 per month. These figures are approximate, as allowances can differ significantly depending on the city and specific posting location. Explore:WBPSC Clerkship Salary Structure 2025: Allowance, Promotions, and Perks
Yearly Earnings of Lower Division Clerk under BPSC
Annual salary expectations for a BPSC LDC vary depending on experience and career progression. Starting salaries are typically around ₹4.2 to ₹4.5 lakhs each year. For those at the top of their pay scale, yearly earnings can reach approximately ₹12 to ₹14 lakhs . These projected annual incomes align with the average salary range, which generally falls between ₹2.38 – ₹7.58 lakhs per year. Interesting Read:BPSC CDPO Salary Per Month 2025: How Much is the Bihar CDPO Officer Salary?
Salary Growth with Promotions and Experience
BPSC Lower Division Clerks can anticipate annual increments of approximately ~3 % on their basic pay. Additionally, the Dearness Allowance (DA) typically sees an increase of about 3–4 % every 6 months . Beyond these increments, significant promotion opportunities exist, allowing LDCs to advance to roles such as Upper Divisional Clerk (UDC), Assistant Section Officer, and eventually Section Officer. Such promotions elevate employees to higher pay levels, bringing increased grade pay and overall salary.
BPSC LDC Salary Analysis and Key Extrapolations
In 2025 , the pay scale for a BPSC Lower Divisional Clerk (LDC) aligns with the 7th Pay Commission guidelines, featuring a basic pay range from ₹19,900 to ₹63,200 . An entry-level LDC can expect a gross monthly pay of around ₹35,000 before deductions, translating to an in-hand salary of approximately ₹30,000 . While this indicates a stable government position, the starting pay is not exceptionally high. With accumulated experience, the gross monthly pay can potentially reach up to ₹1.15 lakh , resulting in a take-home pay of about ₹95,000 . This growth is a result of annual raises, adjustments for cost of living, and career promotions. Consequently, the yearly income for an LDC can range from ₹4.2 to ₹14 lakh , depending on years of service and position. However, it is noteworthy that pay progression tends to be gradual, and the compensation may be comparatively lower than a central government Group B job or an equivalent administrative role in the private sector. The appeal of this position largely stems from its reliable nature and consistent increments rather than rapid income acceleration.
Salary Slip for BPSC LDC Post
A BPSC LDC’s salary slip provides a clear record of their monthly earnings before and after deductions. The total gross pay is an accumulation of the basic salary, grade pay, and various allowances. Common deductions typically include provident fund contributions, income tax, and other mandatory cuts. The final amount, known as the net or take-home pay, is the sum deposited into the employee’s bank account after all deductions have been subtracted from the total earnings. Reviewing the components of a salary slip is essential for understanding and accurately calculating one’s actual monthly income. Prospective BPSC LDC candidates may find it beneficial to examine sample salary slips to gain insight into their potential earnings if selected for the post.
Scope of Promotion for BPSC LDC Post
The career trajectory and promotion prospects for a BPSC Lower Divisional Clerk (LDC) are structured and progress steadily within the Bihar government’s established hierarchy. Beginning as an LDC, employees have the opportunity to advance to higher roles, including Upper Divisional Clerk (UDC), Assistant Section Officer, and subsequently Section Officer. These promotions are typically determined by factors such as length of service, performance evaluations, and success in departmental examinations. KnowBPSC ASO Salary 2025, Pay Scale, Allowances & Salary StructureEach promotion is accompanied by an increase in pay, greater responsibilities, and enhanced authority. While initial advancement opportunities might appear limited, consistent high performance can lead to more significant roles over time. It is important to recognize that career progression in government service often depends on available vacancies and seniority, contributing to a stable but often gradual path. Get comprehensive details onAssistant Section Officer.
Work Responsibilities
The Lower Division Clerk role demands meticulous attention to detail, fundamental computer proficiency, and a solid understanding of administrative procedures. The duties associated with this position are presented below in comprehensive detail.