Bank of India (BOI) has announced new jobs for Credit Officers. There are 514 posts in total. Interested candidates can apply online from December 20, 2025 , to January 5, 2026 . All applications must be made through the official BOI website, bankofindia.bank.in . This is a chance for job seekers to join a government bank.
Important Dates
- Application Start Date: December 20, 2025
- Last Date to Apply Online: January 5, 2026
- Last Date for Fee Payment: January 5, 2026
- Admit Card Release Date: Will be announced later
- Exam Date: Will be announced later
- Result Date: Will be announced later
Candidates should check the official BOI website regularly for updates.
Application Fee
Candidates need to pay an application fee online. This can be done using a credit card, debit card, net banking, or e-challan.
- For General, OBC, and EWS candidates: ₹850/-
- For SC, ST, and PWD candidates: ₹175/-
Total Posts and Age Limit
Bank of India has 514 Credit Officer posts across different scales. The age limit is counted as of November 1, 2025 .
- Credit Officer (MMGS-II): Age must be between 25 to 35 years .
- Credit Officer (MMGS-III): Age must be between 28 to 38 years .
- Credit Officer (SMGS-IV): Age must be between 30 to 40 years .
The official notification has more details on age relaxation for reserved categories.
Eligibility and Vacancy Details
Here are the details for each post, including the number of vacancies and required qualifications:
| Post Name | Total Posts | Required Education and Experience |
|---|---|---|
| Credit Officer (MMGS-II) | 418 | Bachelor’s Degree from any recognized university in India. Also, 3 years of work experience is needed. |
| Credit Officer (MMGS-III) | 60 | Bachelor’s Degree from any recognized university in India. Also, 5 years of work experience is needed. |
| Credit Officer (SMGS-IV) | 36 | Bachelor’s Degree, OR MBA/PGDBM, OR any PG Degree, OR CA from any recognized university in India. Also, 3 years of work experience is needed. |
Candidates must check the official notification for complete eligibility criteria.
Salary Details
Selected Credit Officers will receive a monthly salary as per Bank of India rules. Other allowances will also be given as per government norms.
| Post Name | Approximate Basic Salary (₹) |
|---|---|
| Credit Officer (MMGS-II) | Starts from ₹64,820 |
| Credit Officer (MMGS-III) | Starts from ₹85,920 |
| Credit Officer (SMGS-IV) | Starts from ₹64,820 |
The full salary structure includes yearly increases and other benefits.
Selection Process
Bank of India will select candidates through a multi-stage process:
- Written Exam: Candidates must pass a written test.
- Interview: Shortlisted candidates will attend an interview.
- Document Verification: Original documents will be checked.
- Medical Examination: Candidates must pass a medical fitness test.
How to Apply Online
Follow these simple steps to fill the application form online:
- Read Notification: First, carefully read the official Bank of India Credit Officer Recruitment 2025 notification PDF.
- Visit Website: Go to the official website: bankofindia.bank.in .
- Find Apply Link: Look for the “Credit Officer Recruitment 2025 Apply Online” link.
- Fill Form: Fill in all your personal and educational details correctly in the online application form.
- Upload Documents: Upload scanned copies of required documents, photos, and signatures.
- Pay Fee: Pay the application fee online using net banking, debit card, or credit card.
- Print Form: After successful submission and payment, take a printout of your filled application form for future reference.
It is important to check all details before submitting the form. Apply well before the last date to avoid technical issues.